Fha Loans Qualification An FHA Loan is a mortgage that’s insured by the federal housing administration. They allow borrowers to finance homes with down payments as low as 3.5% and are especially popular with first-time homebuyers. FHA loans are a good option for first-time homebuyers who may not have saved enough for a large down payment.

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What Are The Qualifications For Fha Loans Note: This page was updated in January 2019 and to include the latest information on FHA appraisal guidelines and requirements for 2019. If you use an FHA loan to buy a house, the property will have to be appraised and inspected by a HUD-approved home appraiser.

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Who Are Fha Loans For Whether you’re a first time homebuyer or want to refinance your existing mortgage, the FHA loan program will let you finance a home with a low down payment and flexible guidelines.

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